Getting the most from your benefits Understand coordination of benefit rules IF you have other coverage available from a spouse’s employer, check with the other plan before you enroll to make sure you understand how the two plans will coordinate your benefit coverage. Find an in-network urgent care clinic Think ahead and make note […]
Industry News
Western Grocers Trust announces a new partnership with the Aetna Provider Network to better serve members
Starting in January 2019 the Trust is transitioning to Aetna as our Provider Network to better serve our members. Our Trustees are constantly looking for ways to improve service to members of Western Grocers Employee Benefits Trust. They are pleased to announce that starting January 1st 2019 all members will be given access to Aetna’s […]
Trends in Health Care Consumerism
1. Cost is impacting consumer involvement Insurance coverage changes are accelerating with higher deductibles and copays as employers struggle to control cost. Employees impacted by these changes and are becoming more price- sensitive to the services that they are paying a larger percentage of the cost to receive. Consequently they are asking more questions about […]
Great advice for anyone discussing pain issues with their doctor
This recent article from NPR has great advice for anyone discussing pain issues with their doctor. Worth a read! READ FULL STORY: Words Matter When Talking About Pain With Your Doctor ~ Patti Neighmond, NPR
Mark Ward of Jim’s Thriftway named as new Trustee
The Trustees are pleased to announce the appointment of Mark Ward as Trustee effective July 19th 2018. Mark is the second-generation store owner at Jim’s Thriftway in Banks, Oregon. Jim Ward built the store adjacent to the Wilson River Highway in 1970. Mark worked at the store as a youth and ultimately made his way […]
Prescription Cost Challenges – Secrets to help keep your pharmacy costs down…
Prescription cost is the fastest growing expense at the Trust. We realize that members who need prescriptions are feeling the pinch too. And we are not alone. It is a medical cost crisis nationwide. The Trust tries to use every tool available to help keep your pharmacy costs down. We thought it might be good […]
Typographical Error Concerning Prescription Coverage in the Summary of Benefits
Summary of Benefits & Coverage A recent mailing was sent to notify members of a typographical error concerning prescription coverage in the Summary of Benefits. There has been no error in processing of benefits.
Year End Health Insurance Review
Now is a good time to review your health insurance. We would like to remind you to take advantage of everything your plan offers. It’s not just about paying the bulk of your doctor visit and lab test bills; your plan can actually help you save money while getting or staying healthy. Here are some […]
Prescription Benefits for 2018
Optum is the Trusts prescription benefit manager. Drug costs are rising at a faster rate than ever before. Optum made several recommendations to improve our prescription plan and help control costs. The Trustees adopted the following changes to our plan: Optum will now make available a preferred discount card that all members can use for […]
How do you know if you should go to the Emergency Room or Urgent care?
Emergency Room visits cost both patients and health insurers a lot of money. Studies have shown that most ER visits could have been better handled in an Urgent Care facility, saving patients easily $100 or more in co-pays. How do you know if you should go to the Emergency Room or Urgent care? Scripts Health […]
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