1. Cost is impacting consumer involvement Insurance coverage changes are accelerating with higher deductibles and copays as employers struggle to control cost. Employees impacted by these changes and are becoming more price- sensitive to the services that they are paying a larger percentage of the cost to receive. Consequently they are asking more questions about […]
Industry News
Great advice for anyone discussing pain issues with their doctor
This recent article from NPR has great advice for anyone discussing pain issues with their doctor. Worth a read! READ FULL STORY: Words Matter When Talking About Pain With Your Doctor ~ Patti Neighmond, NPR
Mark Ward of Jim’s Thriftway named as new Trustee
The Trustees are pleased to announce the appointment of Mark Ward as Trustee effective July 19th 2018. Mark is the second-generation store owner at Jim’s Thriftway in Banks, Oregon. Jim Ward built the store adjacent to the Wilson River Highway in 1970. Mark worked at the store as a youth and ultimately made his way […]
Prescription Cost Challenges – Secrets to help keep your pharmacy costs down…
Prescription cost is the fastest growing expense at the Trust. We realize that members who need prescriptions are feeling the pinch too. And we are not alone. It is a medical cost crisis nationwide. The Trust tries to use every tool available to help keep your pharmacy costs down. We thought it might be good […]
Typographical Error Concerning Prescription Coverage in the Summary of Benefits
Summary of Benefits & Coverage A recent mailing was sent to notify members of a typographical error concerning prescription coverage in the Summary of Benefits. There has been no error in processing of benefits.
Year End Health Insurance Review
Now is a good time to review your health insurance. We would like to remind you to take advantage of everything your plan offers. It’s not just about paying the bulk of your doctor visit and lab test bills; your plan can actually help you save money while getting or staying healthy. Here are some […]
Prescription Benefits for 2018
Optum is the Trusts prescription benefit manager. Drug costs are rising at a faster rate than ever before. Optum made several recommendations to improve our prescription plan and help control costs. The Trustees adopted the following changes to our plan: Optum will now make available a preferred discount card that all members can use for […]
How do you know if you should go to the Emergency Room or Urgent care?
Emergency Room visits cost both patients and health insurers a lot of money. Studies have shown that most ER visits could have been better handled in an Urgent Care facility, saving patients easily $100 or more in co-pays. How do you know if you should go to the Emergency Room or Urgent care? Scripts Health […]
Customer Service Survey Results are in!
Service Survey Results 2017 > Thank you to all the members of our Trust that took the time to complete our survey. The results, including the individual comments, were all shared with the Trustees at our April meeting. It was a great learning experience and will go a long way in helping the Trust continue […]
Congress moving forward on plan to repeal & replace Affordable Care Act
The congress is moving forward on their plan to repeal and replace the Affordable Care Act (ACA – also known as Obama Care) We will do our best to keep you informed of the legislative process and of any ramifications that may affect your benefit plans. Click below for a Kaiser Foundation summary of the key […]
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