Prescription Drug costs have been increasing at a rate much greater than other medical expenses in recent years. These costs affect your out-of-pocket expenses as well as Western Grocers Trust rates.
Here are some ideas how you can impact prescription costs.
Here are some cost savings ideas that you can use:
- Ask your pharmacist if you are buying the drug in the most cost-effective way possible.
Your Pharmacist can be your best resource to help reduce costs.
- Buy generic unless your doctor recommends only the brand name.
In most all cases, the active ingredients are the same and should save you money. And co-pays for generic drugs are less than for the name brand in Western Grocers Trust health plan.
- Buy in bulk – Ask your doctor for a 90-day prescription
- Ask your doctor for free samples.
Pharmaceutical companies regularly leave samples of branded drugs for physicians and while a sample pack may not be the full quantity you need, it can reduce the number you have to purchase.
- Use one of several apps that offer Rx discounts and find the lowest cost pharmacy in your area.
GoodRx.com, WellRx.com, or SingleCare
- Check out Mark Cubans new low-cost pharmacy service called Cost Plus Drug Company
Cost Plus Drug Company‘s goal is to dramatically reduce the cost of drugs.
- Use your insurer’s online research tools.
For example: https://pacificsource.com/find-a-drug
- Search for COUPONS!
Ask your pharmacist or search the internet using your drug name and the word “coupon” to look for discounts. Big discounts are often available, especially with more expensive drugs.
- Call the Drug Maker!
This often works if you have a particularly expensive drug. Go to the pharmaceutical company’s website or call their customer service department. Many companies offer discounts or free samples, especially for people who are in a lower wage category or suffering from a chronic condition.
- Be your own advocate.
No one understands your situation as well as you. Take charge and make sure you are receiving all the help available. Don’t hesitate to seek help from your doctor, pharmacist and insurer.
Good questions to ask your pharmacist.
Could we meet so I can review all my medications with you?
It is recommended to annually review all your prescriptions with your pharmacist. Try to avoid peak times during the day when pharmacies are busy. Ask your pharmacist about the best time to come in or call so you will have his or her full attention.
Does taking this medication mean I can or should stop taking another medication?
Drug interactions are easily overlooked if you do not ask. And you could save money if you are taking duplicate meds.
Are there any concerns if I keep taking my vitamins, herbs, supplements, and/or over-the-counter medications?
Non-prescription drugs can interfere with prescription drugs. It’s a good practice to let your pharmacist know everything you are taking. Many people don’t realize that vitamins, herbs, and supplements are all forms of drugs.
Are there any resources to help me with the cost of my medications?
Many times your pharmacist may have suggestions or know of patient assistance programs you may qualify for.